VA Home Loan Calculator
Free tools to help veterans make informed decisions about home purchases, relocations, and financial planning using VA benefits.
Financial Planning Tools for Veterans
Make confident financial decisions with our specialized calculators.
VA Loan Affordability
Calculate your maximum home purchase price based on income, debts, and VA loan benefits including no PMI.
Calculate nowCost of Living Comparison
Compare cost of living between states. Perfect for PCS moves or retirement planning.
Compare statesDisability Rating Impact
Calculate monthly compensation, tax benefits, and state-specific property tax exemptions.
Calculate benefitsWhy Use Our VA Loan Calculators?
VA loans are one of the most valuable benefits available to veterans, but understanding how they work can be complex. Our calculators are designed specifically for the unique aspects of VA loans, taking into account factors that generic mortgage calculators miss.
Unlike conventional mortgage calculators, our VA loan affordability calculator factors in your VA disability income, calculates the VA funding fee (and exemptions), and shows you the savings from not paying PMI. This gives you a more accurate picture of what you can truly afford.
We also help veterans with broader financial planning. Our disability calculator shows your compensation with current rates and state-specific tax benefits, while our cost of living calculator helps you plan PCS moves or retirement relocations by comparing living costs between states.
All calculations are performed using the latest official VA rates and data sources, ensuring accuracy for your financial planning needs.
Common Questions About VA Loans
Support a Veteran-Owned Project
These calculators are free forever. If they've helped you, consider supporting us with a one-time contribution to unlock saved calculations and help keep this project running.